
Are you making the most
of your market research?
Better question: Are you even
using external market research at all?
At ProRates, we understand that
you’re busy with a multitude of things— managing staff, creating campaigns,
pricing printers, writing reports, meeting with other departments, and all of
the other duties that come with being a manager at a financial institution of
your size and stature— but while you’re taking care of things inside your
organization, the financial climate outside is changing at a record
pace. To stay ahead, you’ll need help.
Think of ProRates as a member of
your marketing team.
You simply don’t have time to
gather all of the market research relevant to your marketing efforts. Even if
you did, just making sense of it would be another full time job.
-Web page rates
comparison tool
-Web Promotions
- Deposit rates: CD’s, Money Market, Checking, Savings, and Business
-Boat loans
-Federal Numbers and
Statistics
-Scrolling tickers (see
prorates.net)
-Fee schedules
-New car loans
-Used car loans
-Aircraft loans
-Motorcycle loans
-Mobile home loans
-RV/Motor home loans
-Home equity lines
-Home equity loans
-Mortgage arms*
-Mortgage fixed*
-Personal unsecured loans
-Credit cards
-Unsecured line of credit
-SBA
-Commercial real estate
-Business loans
-Working capital L.O.C.
*Mortgage products include 10, 15, 20
& 30 year fixed, 1, 3, 5, 7 & 10 year ARMs,
both conforming and jumbo. We also provide a full listing of index values
as well as all H15 values, the
corresponding yield curve of these values and a product yield curve of average
rates for all products. Included in the data are rates, discount points,
origination points, and APR (either calculated or reported).
Here are links to some of the products
and services we offer:
Ø Web Page Rates Comparison Tool (view)
Shouldn’t you be using this
service? Click “compare”.
Ø The Daily Mortgage Average (view)
Is today’s rate worth advertising
or should you wait?
Ø Freddie Mac
Average Rates (view)
How do your fixed and ARM rates
compare to the national averages?
Ø Competitor
Promotions (view)
What products are your competitors
pushing?
Ø Consumer Credit Stats (view)
Is the public spending or saving,
and in what numbers?
Ø Detailed
Mortgage Report (view)
Are you offering a full complement
of products?
Are your rates and features
competitive?
What are your competitor’s credit
tiers?
Ø Detailed Deposit
Report (view)
Did you know that we offer
discounts for adding deposit reports?
Ø Executive
Summary Review (view)
How do CU’s
compare to Banks?
Ø Monthly Articles
– Reg. Z changes (Free)
Are you aware of the new REG Z
changes?
ProRates is constantly growing in scope. We have recently added a new feature to our surveys. We now will summarize your surveys for you with a brief overview of any changes, any new products and over all data trends in graph form. Depending on the amount of data you receive, you can pay a onetime set-up fee to have any of your surveys come with this executive summary. Simply email or call and ask us for more details.
1766A
Toll
Free: 888 76 7285 Fax:
415 775 5557 Web site: www.prorates.net